Funeral Member can be tested for HIV once per annum.

If the member is HIV+ he can enroll into the DEFCON 5 HIV Management Programme.

All registered members will receive the following:

– Unlimited lifelong telephonic advice and counselling for the patient;
– Guidance on dietary requirements and drug compliance, which includes patient follow-up;
– Lifelong telephonic protocols for the treating Doctor;
– Access to two Doctor’s consultations, including a blood test, per annum;
– Clinical management including advice on correct drug regimens based on pathology results;
– Referral to the nearest appropriate Private, NGO or State facility for anti-retroviral therapy, at the recommendation of the Care Centre, at no cost to the member.
– Vitamin and mineral supplements, at the recommendation of the Care Centre, at no cost to the member.

If the patient dies as a result of HIV whilst being registered and receiving medical treatment by the Care Centre, then HFC will double the benefit of the Funeral Policy.

The waiting period on the policy for registered HIV+ patients will be 9 months.